Julington Creek vs. Durbin Crossing: Which St. Johns County Community Is Right for You?
By Inna Moskalyk
Dec 18, 2025
Choosing between Julington Creek and Durbin Crossing is one of the most common dilemmas for families moving to St. Johns County. Both communities offer top-rated schools, resort-style amenities, and that sought-after suburban Florida lifestyle.
But they’re not the same. Each has its own character, price point, and vibe. This guide breaks down everything you need to know to decide which one is right for your family.
The Quick Comparison
Before we dive deep, here’s the snapshot:
| Factor | Julington Creek | Durbin Crossing |
|---|---|---|
| **Established** | 1990s | 2000s |
| **Homes** | 4,000+ across 45 neighborhoods | Newer master-planned community |
| **Median Price (2025)** | ~$449,500 | ~$557,500 |
| **Character** | Established, mature landscaping | Newer construction, modern |
| **Best For** | Charm, water access, value | Growth, modern amenities, appreciation |
Now let’s explore what makes each community special.
Community Character: Established vs. Modern
Julington Creek Plantation
Walking through Julington Creek feels different from newer communities. Mature trees create canopy-covered streets, homes have established landscaping, and the community has a settled, lived-in feel that only comes with time.
Residents on Niche.com describe it as a “hidden gem” with a “sparse suburban” atmosphere. The HOA is described as “borderline overbearing but beneficial for maintaining standards”-which means the community looks well-maintained without the neglected properties you might find elsewhere.
What residents love:
- Mature oak trees and established vegetation
- 45 different neighborhoods with varied home styles and price points
- Strong sense of community-neighbors look out for each other
- Less “cookie-cutter” than newer developments
- Conservative, family-oriented atmosphere
Durbin Crossing
Durbin Crossing represents the newer generation of St. Johns County master-planned communities. Modern homes, contemporary amenities, and a cohesive design characterize this development.
The community has grown rapidly and continues expanding. Reviews on MilitaryTownAdvisor mention some “growing pains” including closer lot placements than some residents expected. However, the amenities are exceptional and the schools are outstanding.
What residents love:
- Two amenity centers with extensive features
- Newer construction with modern floorplans
- Nature preserves integrated throughout
- Strong appreciation potential as the area develops
- Wealthier demographic with college-educated families contributing to school success
Location and Commute
Julington Creek
- 16 miles to downtown Jacksonville
- Access via I-95, I-295, and SR-13
- CR-210 provides local access to shops and restaurants
- Closer to the historic St. Johns River
- Established infrastructure with predictable traffic patterns
Durbin Crossing
- Access via State Road 9B (newer highway)
- Race Track Road provides primary access
- Close to Durbin Park shopping center with major retailers
- Still developing infrastructure-some traffic during construction phases
- Easy access to I-95
Big Development News: UF Health Medical Park at Durbin Park is opening a 150-bed hospital in late 2026, expected to create 2,000+ jobs in the immediate area. This could significantly impact Durbin Crossing property values and local convenience.
Amenities: Resort Living Comparison
Both communities deliver on the amenity front, but in different ways.
Julington Creek Amenities
Julington Creek’s amenities have evolved over decades:
- Julington Creek Golf Club - 18-hole course open to residents and guests
- Kayaking and fishing on the actual Julington Creek waterway
- Resort-style pool complex
- Skate park
- Tennis courts and fitness center
- Miles of walking and biking trails through established neighborhoods
- New development: Aquatic center and park currently under construction
The water access is unique-you can actually paddle kayaks and fish in the community’s namesake creek, something no newer community can replicate.
Durbin Crossing Amenities
Durbin Crossing’s amenities were purpose-built to compete with resort destinations:
- Two full amenity centers - North and South
- Competition-sized swimming pools
- Water slides and splash pads
- Soccer fields and sports courts
- Pickleball courts (upcoming addition)
- Fitness centers at both locations
- Extensive nature trails through preserves
- Community events and organized activities
The newer amenity centers feel more polished and comprehensive than older community facilities, though some residents note the CDD fees feel high relative to what’s included.
Schools: Both Are Excellent
Both communities benefit from the St. Johns County School District-ranked #1 in Florida. However, school zoning differs significantly.
Julington Creek Schools
- Julington Creek Elementary - Top 5% of all Florida schools
- Fruit Cove Middle School
- Creekside High School (A-rated)
Durbin Crossing Schools
- Durbin Creek Elementary - Also top 5% statewide
- Patriot Oaks Academy (K-8 option)
- Bartram Trail High School (A-rated)
Both school tracks are exceptional. High math and reading proficiency characterizes both elementary schools according to Public School Review. Your decision shouldn’t hinge on school quality-both deliver.
Real Estate Market: October 2025 Data
Here’s what the numbers tell us:
Julington Creek Market
- Median sale price: $449,500
- Median rent: $2,250/month
- Days on market: Averaging 81 days
- Market conditions: Seller’s market, but more balanced than peak
- Entry point: Lower price point offers more affordability
Durbin Crossing Market
- Median sale price: $557,500 (+6.73% year-over-year)
- Median rent: $2,350/month (+12.77% year-over-year!)
- Days on market: Running about 20% longer than last year
- Market conditions: Strong appreciation, growing inventory
- Entry point: Higher prices but newer construction
The rental appreciation in Durbin Crossing is particularly noteworthy for investors-12.77% year-over-year rent growth is exceptional.
Cost Considerations: Beyond the Purchase Price
The sticker price isn’t everything. Here’s what to budget:
HOA and CDD Fees
Both communities have Community Development District (CDD) fees in addition to HOA dues. These fund infrastructure, amenities, and community maintenance.
Resident feedback: Durbin Crossing residents on Reddit have noted that CDD fees can feel high relative to the amenities received. Julington Creek’s long-established CDD has more predictable, often lower assessments since infrastructure is paid off.
Expect to budget $200-$400/month combined for HOA and CDD in either community, depending on the specific neighborhood.
Property Taxes
St. Johns County property tax rate (2025-2026): 4.5650 mills for the general fund. Both communities fall within similar taxing districts, so property taxes will be comparable on similar-priced homes.
Insurance
Newer construction in Durbin Crossing may command lower insurance premiums due to updated building codes and newer roofs. However, both communities are well inland from major storm surge risk.
What Residents Actually Say
I gathered insights from Niche, Reddit, and MilitaryTownAdvisor to see what actual residents think:
Julington Creek Sentiment
“Hidden gem in St. Johns County”
“HOA is strict but it keeps the neighborhood looking great”
“Cost of living is 5% below national average, housing 11% lower”
“Conservative community with neighbors who look out for each other”
Residents consistently mention the established feel, mature trees, and strong community bonds.
Durbin Crossing Sentiment
“Exceptional amenities and schools”
“Home lots smaller than I expected-privacy is limited”
“Significant rental presence in some neighborhoods”
“Great for families who want modern everything”
Residents praise the amenities and schools while noting that rapid growth brings challenges.
Best For: Making Your Decision
Choose Julington Creek If You Want:
- Established neighborhood charm with mature landscaping
- Lower entry price point for St. Johns County quality
- Water access - kayaking and fishing in the creek
- Golf community lifestyle at Julington Creek Golf Club
- More predictable costs - established CDD, paid-off infrastructure
- A neighborhood that feels “settled” rather than “under construction”
Choose Durbin Crossing If You Want:
- Newer construction with modern floorplans
- Resort-level amenities at two full activity centers
- Strong appreciation potential - prices rising, development expanding
- Proximity to UF Health hospital development
- Contemporary aesthetic and community design
- Quick access to Durbin Park shopping and restaurants
Investment Perspective
For buyers considering future resale or investment potential:
Julington Creek: Offers value-oriented entry with established character. Less upside potential but more stability. The creek access is irreplaceable.
Durbin Crossing: Higher price point but significant appreciation potential as the area develops. The UF Health hospital development could be a major catalyst for growth. Rental demand is clearly strong given the 12.77% rent growth.
If you’re interested in the investment angle, check out our Jacksonville Rental Market Investment Guide for more neighborhood analysis.
Frequently Asked Questions
What are CDD fees in each community?
CDD fees vary by specific neighborhood within each community. Expect $1,500-$3,500 annually on top of HOA dues. Get exact figures from your Realtor for specific properties.
Are new homes still being built?
Julington Creek is largely built out, though resale inventory is available across 45 neighborhoods. Durbin Crossing still has active new construction, particularly on the edges of the community.
Which has better investment potential?
Durbin Crossing currently shows stronger appreciation metrics, but Julington Creek’s value proposition and established infrastructure provide more stability. Investment potential depends on your strategy.
What do residents say about the HOAs?
Both HOAs are described as active. Julington Creek’s is often called “strict but fair” - they maintain standards without being unreasonable. Durbin Crossing’s is newer and still establishing its rhythm.
Schedule a Community Tour
Still can’t decide? The best way to feel the difference is to visit both communities. I’d love to show you around, point out the nuances between neighborhoods, and help you find the perfect fit for your family.
Both communities offer miles of trail systems for outdoor activities. Explore more options in our Northeast Florida Outdoor Adventure Guide.
Contact me to schedule tours of Julington Creek, Durbin Crossing, or both. Let’s find your St. Johns County home.
Inna Moskalyk is a local real estate expert serving St. Johns County, Jacksonville, Ponte Vedra, Nocatee, and St. Augustine.